Mortgage Loan Specialist
Helping homeowners and buyers navigate mortgage financing for nearly three decades.
Every borrower’s situation is different. Sometimes the answer is a straightforward conventional, FHA, VA or jumbo loan. Other times, it takes a little more creativity.
My job is to understand your complete situation, explore the available options, and help you find the financing solution that makes the most sense for you.
Whether you’re buying your first home, moving up, downsizing or purchasing an investment property, we’ll help you understand your options and choose the financing that fits your goals.
Your home equity can be a valuable financial resource. We’ll help you explore options for refinancing, accessing cash, consolidating debt or putting your equity to work in other ways.
Self-employed? Complex income? Investing in real estate? Sometimes traditional lending guidelines don’t tell the whole story. That’s where experience, creativity and access to alternative lending solutions can make a difference.
A client came to me with a problem. She needed to refinance her home as part of a divorce settlement. She had recently become self-employed, which made qualifying under traditional lending guidelines difficult. Other lenders hadn’t been able to find a workable solution.
Rather than stopping there, I researched alternative ways to document her income and different lending programs that could accommodate her situation. We found a solution and were able to complete the financing before her deadline.
That’s the part of this business I enjoy most: understanding the problem, exploring the possibilities, and finding a way forward when one exists.
After nearly three decades in mortgage lending, I’ve learned that no two clients — and no two situations — are exactly alike.
My approach begins by listening. I want to understand not only the financing you’re looking for, but what you’re ultimately trying to accomplish. From there, I can draw upon years of experience, a broad range of lending resources, and, when necessary, the willingness to research alternatives until we’ve identified the options that make the most sense for you.
Sometimes the answer is simple. Sometimes it takes a little more work. Either way, my goal is the same: to help you understand your choices, make a well-informed decision, and feel comfortable with the path forward.
For nearly three decades, I’ve had the privilege of helping homeowners, buyers and investors navigate important financial decisions.
“Jimmy completely took ownership of the process and meticulously managed it to ensure that we closed within the accelerated 14-day escrow period. We knew that he always had our best interest in mind.”
Home Purchase • Moreno Valley, CA
“Jimmy has been indispensable, initially helping with my first time home purchase and then later on with a mortgage refinance. I trust his knowledge and decision making. He gives efficient and personalized customer service.”
First-Time Homebuyer & Refinance Client • San Pedro, CA
“Jimmy is analytical, expeditious and has the network to get things done for you. I had no experience with mortgages, but Jimmy provided all the necessary information and guided me through each step.”
Home Purchase • Torrance, CA
Every mortgage situation is different. If you have a question, I’m happy to help you understand your options and determine what makes the most sense for you.
日本語でもお気軽にご相談ください。
Mortgage consultations are also available in Japanese.
Jimmy Wakimoto
Mortgage Loan Specialist
NMLS #209634 | CA DRE License #01224697
Mortgage 2000, Inc., dba South Bay Equity Lending
NMLS #313275 | CA DRE License #01238573
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